The cost of gasoline can soon become a considerable percentage of the monthly bills of many people who drive cars in Singapore because of how quickly it adds up. As a consequence of this, a lot of people are continually trying to find ways to cut back on the money they spend on gasoline. This may be accomplished in a number of ways, one of which is by making use of credit cards that can be used to buy gasoline and that come with savings and cash-back incentives for doing so. Because there are so many options on the market, it might be difficult to evaluate which credit card is best for petrol in singapore is the best for purchasing gasoline due to the abundance of choices. If you are aware of the features and perks that are exclusive to each card, you will be in a better position to select the credit card that meets your requirements and preferences the most effectively. In this post, we will present a thorough overview to the best credit cards for gas in Singapore, including their most important features and advantages, eligibility conditions, and application processes. You can choose the best gas credit card for your needs and maximize the benefits of using a credit card for your gasoline purchases if you understand the available options, evaluate the benefits of each credit card, and then choose the best card out of those options.
Key Features and Benefits of Petrol Credit Cards in Singapore
Singapore petrol credit cards offer discounts and rebates on petrol purchases. Singapore petrol credit cards have these main characteristics and benefits:
- Fuel discounts: Numerous Singapore petrol credit cards offer savings on fuel purchases at participating petrol stations.
- Cashback rewards: Certain gas credit cards give a portion of your petrol purchases back in cash.
- Added perks: Certain gas credit cards give rewards points, meal discounts, and travel privileges, maximizing the benefits of daily credit card use.
Best Credit Cards for Petrol Discounts and Cashback Rewards in Singapore
Here are some of the best credit cards for petrol discounts and cashback rewards in Singapore:
- Citi Cash Back Card:
Up to 8% cashback on petrol purchases at participating petrol stations in Singapore
Up to 6% cashback on groceries, dining, and Grab rides
No minimum spend required
Annual fee of S$192.60, waived for the first year
- HSBC Visa Platinum Credit Card:
Up to 21% savings on petrol purchases at Caltex petrol stations in Singapore
Up to 5% cashback on groceries, dining, and entertainment
Minimum spend of S$400 per statement month required to qualify for cashback and discounts
Annual fee of S$192.60, waived for the first year
- UOB One Card:
Up to 24% petrol savings at Shell and Esso petrol stations in Singapore
Up to 10% cashback on groceries, dining, and Grab rides
Minimum spend of S$500 per statement month required to qualify for cashback and discounts
Annual fee of S$192.60, waived for the first year
- OCBC 365 Credit Card:
Up to 23% fuel savings at Caltex petrol stations in Singapore
Up to 6% cashback on dining, online food delivery, and overseas spending
Minimum spend of S$800 per statement month required to qualify for cashback and discounts
Annual fee of S$192.60, waived for the first year
Factors to Consider When Choosing a Petrol Credit Card in Singapore
Here are some things to think about while picking out a gas credit card in Singapore:
- Think about how much you spend on gas every month, and pick a credit card that gives you the most points or cash back on gas purchases.
- You can only receive the credit card’s savings and cash-back incentives if you fill up at gas stations that are also partners of the credit card.
- Credit cards sometimes come with perks like rewards points, discounts at restaurants, and even free flights.
Comparison of the Best Petrol Credit Cards in Singapore
To help you compare the best petrol credit cards in Singapore, here is a detailed comparison of their key features and benefits:
- Citi Cash Back Card:
Up to 8% cashback on petrol purchases at participating petrol stations in Singapore
Up to 6% cashback on groceries, dining, and Grab rides
No minimum spend required
Annual fee of S$192.60, waived for the first year
Cashback cap of S$80 per statement month
- HSBC Visa Platinum Credit Card:
Up to 21% savings on petrol purchases at Caltex petrol stations in Singapore
Up to 5% cashback on groceries, dining, and entertainment
Minimum spend of S$400 per statement month required to qualify for cashback and discounts
Annual fee of S$192.60, waived for the first year
Cashback cap of S$125 per statement month
- UOB One Card:
Up to 24% petrol savings at Shell and Esso petrol stations in Singapore
Up to 10% cashback on groceries, dining, and Grab rides
5% cashback on all other purchases
Minimum spend of S$500 per statement month required to qualify for cashback and discounts
Annual fee of S$192.60, waived for the first year
Cashback cap of S$300 per quarter
- OCBC 365 Credit Card:
Up to 23% fuel savings at Caltex petrol stations in Singapore
Up to 6% cashback on dining, online food delivery, and overseas spending
3% cashback on groceries, land transport, and utilities
Annual fee of S$192.60, waived for the first year
Minimum spend of S$800 per statement month required to qualify for cashback and discounts
Cashback cap of S$80 per statement month
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Conclusion
The use of a petrol credit card in Singapore is a fantastic way to not only save money on your fuel costs but also to get rewards for the money spent on gasoline. You are able to select the most appropriate gasoline credit card for your requirements by first being familiar with the advantages offered by each gasoline credit card, then computing the amount of money you spend on gasoline each month, and finally taking into account fees and interest rates. Some of the most often used gasoline credit cards in Singapore include the Citi Cash Back Card, HSBC Visa Platinum Credit Card, UOB One Card, and OCBC 365 Credit Card. These cards each come with their own set of perks and features that make them stand out from the competition. Maximizing the benefits of using a gasoline credit card can be accomplished by making purchases with the card at participating gas stations, satisfying the conditions for the minimum amount that must be spent, paying your account on time, and keeping track of your rewards. You may reduce the cost of your monthly fuel bills and receive points for your purchases with a credit card that is specifically designed for gas stations. This makes gas credit cards a fantastic choice for anyone who are seeking for ways to better manage their monthly costs.\
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